JCPenny Online Credit Center

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Online Credit Center

Fraud Protection

FAQs

Zero Fraud Liability for Unauthorized Use*

When you use your JCPenney Credit Card online, you are protected from any unauthorized charges that may occur as a result of fraudulent activity. In fact, we cover the $50 deductible some other cards require you to pay.

Secure transactions mean peace-of-mind

The JCPenney Online Credit Center uses the Industry Standard Secure Socket Layer technology to encrypt your personal and credit card information online.

*You will not be held liable in the event of unauthorized use. You agree that unauthorized use does not include use by a person whom you have given authority to use the Account or Card and that you will be liable for all use by such a person.