Fraud Protection with Zero Fraud Liability for Unauthorized Use: You will not be held liable in the event of unauthorized use. You agree that unauthorized use does not include use by a person to whom you have given authority to use the Account or Card and that you will be liable for all use by such a person.
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JCP Rewards: Must enroll in JCP Rewards to earn points. Fore more
information or to sign up for your free membership visit jcprewards.com. JCP Rewards is administered
by JCPenney Company, Inc.
Cardmember benefits are subject to change or cancellation at any time without notice.